Mortgage applications in the US increased 1.8% in the week ended April 10th 2026, the first rise in five weeks, following a 0.8% drop in the previous period, data from the Mortgage Bankers Association showed. Refinancing applications which are most sensitive to weekly interest rate moves, jumped 5.1% while those to purchase a home fell 1%. “Purchase activity remained subdued as potential homebuyers remained hesitant given the current economic uncertainty, which kept purchase applications below last year’s level for the second consecutive week,” Joel Kan, an MBA economist said. Meanwhile, the average US 30-year fixed mortgage rate for conforming loans of $806,500 or less fell for a 2nd consecutive week to 6.42% in the week ending April 10, 2026, reaching the lowest value in about a month.

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